| Terms
& Conditions |
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| By Subscribing to Equibis you agree to the following terms and conditions and to follow the guidance herein. Any calculations provided are only estimates and should not be used as a definitive indication of entitlement to benefits or credits either before or following a release of funds. Equibis is provided by Entitledto and Key Retirement Solutions. 1. Definitions “Bucket”
means a specified number of client calculations which can be performed
using the software; 2. Calculations 2.1 Any calculations provided are only estimates and should not be used as a definitive indication of entitlement to benefits or credits either before or following a release of funds. 3. Subscription 3.1 A subscription is for a single user licence only. Additional users must have a separate subscription to use the service. 3.2 You may not assign, transfer or sub-contract the whole or any part of these terms and conditions or the benefits or obligations under them without our prior written consent. 3.3 Subscription can either be for a “bucket” or for a period of 12 months. The 12 month subscription can be paid for either annually in advance or by monthly instalment. 3.4 Monthly Instalment. If you subscribe by monthly instalment you agree that monthly payments may be taken from the card used for payment. Payments will be collected monthly in advance and will total 12 equal instalments. If any payments falling due cannot be collected we will issue an invoice for the amount which will be due for payment within 14 days. If payment is not received by the deadline access to Equibis will be suspended until payment is received. This agreement shall run for a period of 12 months irrespective of the level of use by the subscriber. 3.5 Annual Instalment. If you subscribe by annual instalment your agreement will run for a period of 12 months irrespective of the level of use by the subscriber. 3.6 Bucket. If you subscribe by a “bucket” purchase your subscription will run until such a time that the specified number of calculations have taken place or 12 months whichever is the latter. 4. Termination These terms and conditions and your subscription will run for the period or number of uses determined by your subscription. Once you have paid towards or in full for a subscription to the service there is no option to cancel. 5. Acceptance of these Terms and Conditions By subscribing to the service you confirm your agreement to these terms and conditions. 6. General 6.1 If our Benefits Calculator indicates that there is an entitled to claim benefit, the client must contact the relevant agency (local authority or the Department for Work and Pensions) to obtain accurate figures. We recommend that they should also contact them to check for entitlement even if our Benefits Calculator indicates that there is no entitlement. 6.2 The information on this site applies to social security arrangements in England, Wales and Scotland. The information therefore is not suitable for use in Northern Ireland where there is separate legislation. Entitlement can be established in Northern Ireland by contacting the Department for Social Development. 6.3 The web content and material relating to information, products and services (or to third party information, products and services), is provided ‘as is’, without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy. The information provided is not legal advice. 6.4 If the entitlement calculator indicates that there is an entitlement to benefits and upon application to the relevant agency benefits are not awarded (or an award is at a lower rate than we have estimated) it is recommended that further advice is sought from one or more of the organisations listed on the Community Legal Service’s Community Legal Service Direct website http://www.clsdirect.org.uk/. 6.5 EntitledTo and Key Retirement Solutions do not warrant that the functions contained in the material contained in this site will be uninterrupted or error free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or represent the full functionality, accuracy, reliability of the materials. In no event will we be liable for any loss or damage including, without limitation, indirect or consequential loss or damage, or any loss or damages whatsoever arising from use or loss of use of, data or profits arising out of or in connection with the use of the Benefits Calculator. 6.6 EntitledTo and Key Retirement Solutions do not accept liability for any loss, damage or injury of any kind resulting from a defect or inaccuracy in the information or code in the material contained within the pages of external internet sites to which it facilitates access, or is accessed from. References and links to any such sites should not be taken as an endorsement by EntitledTo or Key Retirement Solutions of opinions expressed or services provided at those sites. 6.7 Effort has been taken to ensure the accuracy of the original material produced by the Benefits Calculator and contained within the pages of this website. This material is regularly reviewed and is subject to alteration from time to time. However as legislation can change it is always a good idea to seek expert advice on ones personal situation. For information and advice on benefits entitlement you should get help from one or more of the organisations listed on the Community Legal Service’s Community Legal Service Direct website http://www.clsdirect.org.uk/ . 6.8 WITHOUT LIMITING THE FOREGOING, EntitledTo and Key Retirement Solutions SHALL NOT BE LIABLE TO YOU FOR ANY INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES ARISING OUT OF THIS AGREEMENT, IRRESPECTIVE OF WHETHER YOU HAVE BEEN ADVISED OF THE POSSIBILITY OF ANY SUCH LOSS OR DAMAGE. 6.9 EACH PARTY HEREBY WAIVES ANY CLAIMS THAT THESE EXCLUSIONS DEPRIVE SUCH PARTY OF AN ADEQUATE REMEDY. 6.10 The Benefits Calculator content is the sole property of EntitledTo and is protected by copyright, trademark and other intellectual property laws. Except as otherwise explicitly agreed in writing, EntitledTo-owned content received through the site may be downloaded, displayed, and printed for commercial use. The subscription to the service is based upon an individual user licence. It is therefore permitted that only the registered individual user have access and usage rights to the service in line with the agreed subscription payment made. For the purpose of this agreement a registered individual user cannot be a business entity but must be a person. 6.11 You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast, circulate or reverse engineer the content received through the site to anyone other than for the purpose for which it is intended – The calculation of entitlement to benefits and the effects on increasing income or capital on those benefits via a release of equity from the home. Any proposed use outside of this purpose is subject to EntitledTo's express prior written consent. 6.12 This Disclaimer shall be governed by and construed in accordance with the laws of England and Wales. Any dispute arising under this Disclaimer shall be subject to the exclusive jurisdiction of the courts of England and Wales. 6.13 Acknowledgement is given to any textual content that may be considered © Crown copyright (Department for Work and Pensions and HM Revenue and Customs), although all rights are reserved with respect to design, on-line benefit calculations and overall functionality of the site. |
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